Have you just found out that you will be needing a proof of address letter?
Such a letter is often required if you are looking to open a bank account, apply for a loan, or mortgage, or even if you are applying for a driving license, passport or register with a doctor (GP surgery).
But what exactly is an address proof document?
A proof of address is an official document from a government agency or some selected financial institutions, landlord or educational bodies that shows your name and your current address, issued within the last three months.
This document must have been sent in the post to you and received at that address for it to be a valid proof that you live there.
Commonly used items as proof of one's address in the UK include:
Some banks and building societies will not accept mobile phone bills as address proof.
You may be required to simultaneously provide a Proof of Identity. This is a document showing your details, as well as a photographic representation of you.
You could use your driving license or international passport as proof of identity. Unfortunately, you are not often allowed to use the same material as both proof of identity and proof of your address. You will need one of each - a proof of identity document and an address proof document.
Now, what? How to get a proof of address document fast?
Suppose you just arrived into the UK and are living with someone else and do not have a utility bill in your name or a tenancy agreement, how can you provide a proof of your address?
Or are you under 18 years of age and have no document in your name to show your address proof?
Another common scenario is with married or unmarried individuals living with their mate who do not have any paperwork in their name to show they live in that address.
There are three ways you can legally get proof of address in your name fast to enable you open a bank account, get job and work.
It is a criminal offense to provide a fake proof of address in the UK. This could lead to prosecution and a criminal record. The best ways to get a proof of one's address include the following:
If you are under 18 or looking for evidence of proof of current address for your child, you can get a letter from his or her school or college or her junior ISA account or any such account your child might hold.
If you are a company or sole trader and needs a proof of business address, there are companies that could provide you with a virtual address for a fee.
Have you been having problems with obtaining a proof of your address document? Or was it a "breeze" for you? We would really love to hear your thoughts on this issue. Please leave a comment or even question, using the Facebook box below.
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